Delaware was the first state in the country. It is also a state that has a higher cost of living, which makes some seniors struggle to get their bills paid. There are many seniors who may need help meeting their basic needs. The good news is that there are programs that offer financial assistance for seniors in Delaware. Applying for these programs can be the start to ensuring that basic needs are met and the struggle stops.
The programs that are in place in Delaware that will help seniors financially aim to ensure that they have food to eat, a place to live, and that their utilities are paid. There are additional programs that will help with other things as well, but most aim to meet those basic needs that most people who have a low income will struggle with to obtain.
Many seniors struggle financially because they have a higher cost of living and a fixed income. As the cost of goods and services continue to rise, the amount of money that seniors have access to doesn’t, which creates a situation that is filled with struggling to make ends meet. There is no limit to how many programs below people can apply for and receive help from, and the funds never have to be paid back, because it is not considered a loan.
Programs Offering Financial Assistance
Food Assistance Programs
Supplemental Nutrition Assistance Program (SNAP) – Seniors who need assistance purchasing food should apply for this program. The name was changed to SNAP, but it was originally called food stamps and that is how many people still refer to it. Those who have a low income may qualify for SNAP, which will give them a way to purchase groceries each month. Those who are approved for the program will receive a debit-style card that the government adds funds to each month electronically. The card can then be used to pay for food at the store and some farmers markets. Unlike some government financial assistance programs, this one does not have a limit on how long you can get help from it. As long as you continue to qualify for the program you can keep getting the funds. To get more information and apply, click here.
Food Banks – These are places that have food pantries and their mission is to provide people in the community with free food. You can find a food bank near you to see what days and times they offer free food. Some places allow you to stroll around and choose the items you would like, while others will make deliveries to seniors who find it difficult to get out and get the items. To find a food bank in your area of Delaware, click here.
Salvation Army – With locations around the country, this faith-based organization is a good place to go for food assistance. They have soup kitchens, where they provide free hot meals to those in need, and they provide free boxes and bags of food that people can take home. To find a location near you, click here.
Rent Assistance Programs
Housing and Urban Development (HUD) – This agency is part of the federal government is responsible for housing issues in the country. HUD provides more people with financial assistance for housing each year than any other entity. Seniors who need help paying for their rent or finding an affordable place to live can contact HUD for assistance. They have programs that will help them find affordable housing options and help pay for rent. They will also provide free weatherization services and help pay for necessary home repairs. To qualify for assistance, you have to have a low income and be a citizen or legal non-citizen. To get more information and apply for assistance, click here.
Delaware State Housing Authority – This housing authority office has programs in place to help people in the state who need financial assistance to pay for their housing. They can help seniors who need help with paying for their rent, foreclosure prevention, emergency rental assistance, emergency repairs, and more. To get more information and apply for assistance, click here.
Utility Bills Assistance Programs
Low Income Home Energy Assistance Program (LIHEAP) – Seniors who are struggling to pay for their energy bills may qualify for help through LIHEAP. This is a program funded by the federal government. If you qualify, they will pay for your energy bill, sending the funds directly to the energy provider on your behalf. Winter heating assistance is from October 1 through March 31. They also offer emergency assistance and weatherization services, which will help reduce your monthly bills by making the home more energy efficient. To get more information and apply, click here.
211 – This program is offered through the United Way. Seniors can call this number to get assistance with paying bills. They provide a free program referral system that will help match you to the assistance you need in your area. To get more information about the program, click here.
Medical Bills Assistance Programs
Medicaid – Seniors who have not yet reached the age of 65 can apply for this program to receive financial assistance paying for medical bills. Those who have a low income may qualify for this government funded program, which will help pay for most medical b bills, including to visit the doctor, stay in a hospital, and obtain prescription drugs. To get more information and apply for this program, click here.
Medicare – Those seniors who have reached the age of 65 can apply for this program that will help pay for medical bills. The program is the same as the one above, Medicare, only it helps those who are at least 65. There are no income limits for this program, because it is open to every senior in the country who is age 65 and up. There is no limit to how long you can get help through this program. To get more information and apply for the Medicare program in Delaware, click here.
